Low Cost

Our Low-Cost Mortgage Facility is designed to make home ownership more affordable to the lower income bracket and first time homeowners. Our aim is to provide assistance to eligible borrowers who wish to purchase land and/or construct a residential property.

Please note that the land is not restricted to those allocated by the Government.

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Home Loan

Our Easy Home Loan Facility is designed to provide assistance to eligible borrowers who wish to purchase, construct, renovate or extend residential property. This loan is ideal for persons seeking residential mortgage financing of values above $8M for:

  • Purchasing or building a house
  • Renovation or extension of owner occupied properties

Equity Contribution (Down Payment)

  • For purchase/construction a minimum of 10% of the purchase price/cost of construction. For construction purposes, the market value of the land can be taken into consideration.
  • Renovation/extensions – none required

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Set for Life

Our Set for Life, Home Equity Loan Facility allows a residential homeowner to borrow money using the equity in their home as collateral. The available equity can be used to obtain funding for the following:

  • Home Improvement and Furnishings
  • Vacation Expenses
  • Educational Expenses
  • Medical Expenses
  • Wedding Expenses
  • Liquidation and/or Consolidation of Debt
  • Car Expenses
  • And much more

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Download our FREE
Mortgage Process Checklist

All the requirements, documents and other information you need to know about when applying for a Republic Bank Mortgage


    As part of budgeting for a mortgage, you need to consider fees and charges. Some of these include stamp duty, insurance costs, legal fees, application fee, contingency etc.

    These vary depending on the cost of the mortgage and we’d be happy to help you understand and determine your fees and charges, so talk to us today.

    Mortgage Calculator


    Let’s Make It Happen …

    Whether it’s a modest starter home, an upgrade to a larger dwelling or the house of your dreams, nothing compares to having your own.